Did you know there are five factors that can affect how much your health plan’s monthly premium is under the health care law? However, individual states can limit how much these factors come into play. These five factors are: Age: Premiums can be up to 3 times higher for older people than for younger people. […]
About Rebecca Yates
Rebecca Yates is a published author, licensed insurance broker, consultant and owner of Ark Insurance Solutions, LLC. She has been working in the health insurance industry since 2004. Before starting Ark in 2010, Rebecca worked for a diverse range of organizations including insurance brokerages, aerospace engineers, emergency medical suppliers, and technology consultants. She received a Bachelor of Arts degree from Westminster College and is currently serving on their Alumni Board, along with various committees at the college. She also serves on the board of Vest Pocket as Vice President and is a graduate of the Goldman Sachs 10,000 Small Businesses program and is serving as secretary on their alumni board. Her expertise in the field has set her up as a resource and reassurance to her clients, many of whom are small business owners themselves. She is passionate about providing the best appropriate coverage for her clients, both taking time to assess their individual needs and create unique plans that offer the best value.
Rebecca is the mother to two beautiful girls, loves to travel, garden, read and is a DIY enthusiast.
A survey conducted by Anthem Life Insurance Company suggests that one in three millennial workers turned down a prospective job offer either due to insufficient health insurance coverage or none being offered at all. As more millennials are entering marriage and purchasing homes, etc., concerns are shifting. Disability coverage is now part of […]
Did you know that many preventive health services are covered by most health insurance policies at no cost to you? Waiting until you need to go to the doctor due to illness should be a thing of the past, practicing a healthy lifestyle and visiting the doctor for routine, preventive services is the […]
Select Health will be enforcing the CMS guidelines for the Special Enrollment Periods (SEP) for marriages as of September 1, 2017. The CMS guidelines states that at least one of the applicants has had one day of coverage in the past 60 days, at a minimum. Proof of both the marriage and prior coverage is […]
Similar to microchipping your pets, you may have heard that a company in Wisconsin is offering microchip implants to their employees. The majority of their employees have already agreed to inject the implant into their finger, exchanging convenience for privacy. The implants are programmed to allow accesses to certain company functions, like entrance into secure […]
According to a new analysis by the Kaiser Family Foundation, health insurers who participated in the Affordable Care Act marketplace earned an average of $300 per member in the first part of 2017. This figure is more than double than this time period for the previous three years. The figures presented to do not account […]
Recently, Aetna notified our brokerage of some important changes that will be taking place this year. Essentially, if you are currently covered individually by Aetna or CoventryOne, your coverage ends December 31, 2017. “As a result of financial risk and an uncertain outlook for the Individual marketplace, Aetna (including Coventry) has decided that we will […]
The IRS recently published the inflation adjusted limits for the 2018 Health Savings Accounts (HSA). Deposits made to an HSA are tax free; contributions grow within the account tax free; and distributions are tax free as long as the money is used for out-of-pocket health care expenses, including deductibles. Here are the new limits: Individual […]
When 1,000 small business owners were recently survived, 53.1 percent are against the health care bill passed by the House, while only 13 percent support it. An impartial position of 34 percent was reported while a large majority of 60.4 percent do not think the bill would have a negative effect on their small business. […]
Many industries or small sized employer groups utilize a mini-medical plan, such as restaurants, hotels, maid services, catering services, etc. These limited benefit plans pay for covered services at an affordable premium for both the employees and the employers. But keep in mind, they cost less, so they cover less, and most likely will not […]