View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) The Subsidy Cliff & What You Need to Know NOW: đź’µ The expanded healthcare tax credits implemented during COVID-19, which helped eliminate the “subsidy cliff” for those earning more than 400% of the […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) As of this week, the expanded health insurance tax credits are set to expire at the end of the year, exposing millions of Americans to massive premium increases. This isn’t just a healthcare […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) Individual Coverage Health Reimbursement Arrangements, or ICHRAs, are a new approach to employee health benefits that give employers a tax-advantaged way to provide flexible health coverage. For small businesses, ICHRAs offer an alternative […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) With changes coming in 2026, it’s more important than ever to be informed about health insurance. For small businesses in Utah (2-50 employees), here’s what you need to know about upcoming group health insurance […]
Think you’re all set with your health insurance coverage? You might want to take a closer look. In today’s rapidly evolving healthcare landscape, what worked for you last year might not be the best choice for this year, and just as you schedule regular check-ups for your health, your insurance coverage deserves an annual review. […]
As a business owner, providing adequate healthcare to your employees isn’t just a nice thing to do — it may be a requirement if you have over 50 full-time employees. But what happens when healthcare costs threaten to cripple your business? When traditional group health insurance premiums put an outsized strain on your budget, it […]
“ICHRAs are designed to give employers flexibility when offering a group health plan.” ~ Rebecca Yates, CEO of Ark Insurance Solutions Individual Coverage Health Reimbursement Arrangements, most commonly known as ICHRA plans, have become increasingly popular in some areas as a flexible alternative to group plans. And since they represent a significant shift in how […]
If you’re a small business owner and you’ve been waiting to offer a group health plan, now might be the perfect time. Until December 15th, the U.S. government has waived the Minimum Participation Rate (MPR) requirement as well as the minimum contribution requirement. This temporary waiver aims to make it easier and more affordable for […]
Health share plans and healthcare sharing ministries (HCSMs) are often marketed as “cost-effective alternatives to traditional health insurance.” However, as some Utahns are finding out, these plans have substantial limitations on coverage and lack the protections that ACA-approved health insurance plans provide. If you’ve ever researched healthcare plans for yourself or your family, you know […]
