Privacy Policy

At Ark Insurance Solutions (“Ark-ins.com”), we understand that your privacy matters. We are committed to protecting your personal information and handling it with care, transparency, and respect. This Privacy Policy outlines how we collect, use, and safeguard your information. By visiting ark-ins.com, you agree to the practices described below.

Information We Collect

We collect information to better serve you and provide a personalized experience. The types of information we gather include:

Information You Provide

We receive and store any information you voluntarily provide through applications, questionnaires, or other interactions. This may include details such as your occupation, employer, income, address, date of birth, and Social Security number. This information helps us respond to your requests and provide appropriate insurance solutions.

You may choose not to provide certain information; however, doing so may limit your ability to access some of our services.

Transaction Information

We may collect details about your interactions with us, our affiliates, or insurance providers. This can include policy coverage, claims history, premiums, and payment activity.

Automatic Information

Like many websites, we automatically collect certain data when you interact with our site. This may include browser type, device information, and usage patterns, often through the use of cookies.

Email Communications

We may track when emails are opened to improve communication effectiveness. If you prefer not to receive emails from us, you may opt out at any time by contacting us.

Cookies

Cookies are small files stored on your device that help us recognize your browser and enhance your experience. You can adjust your browser settings to decline cookies; however, some features of our website may not function properly without them.

How We Use and Share Information

We value your trust and do not sell your personal information.

Service Providers

We may work with trusted third parties to perform functions such as data analysis, customer service, and communications. These parties only access the information necessary to perform their duties and are not permitted to use it for other purposes.

Insurance Placement

We may share necessary information with insurance carriers and providers to quote, place, and manage your coverage.

Legal and Safety Obligations

We may disclose information when required to comply with legal obligations, enforce agreements, or protect the rights, property, or safety of Ark Insurance Solutions, our clients, or others.

Business Transfers

In the event of a business transition, such as a merger or acquisition, customer information may be transferred as part of the business assets, while remaining subject to this Privacy Policy.

Information Protection

We take security seriously. Access to your personal, financial, and health information is restricted to authorized individuals who need it to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with applicable federal and state regulations.

Information Disclosure

We do not disclose nonpublic personal, financial, or health information about current or former clients, except as necessary to provide services, place insurance coverage, or as permitted by law.

Producer Compensation Disclosure

Compensation may include commissions, fees, bonuses, incentives, or other forms of payment. Consulting agents may receive additional compensation beyond consulting fees.

SMS Communications

By providing your phone number, you consent to receive text messages from Ark Insurance Solutions regarding your account, appointments, and insurance services. Message frequency may vary, and message/data rates may apply.

You may opt out at any time by replying STOP, or request assistance by replying HELP.

Ark Insurance Solutions does not sell, rent, or share your personal information—including phone numbers—with third parties for marketing purposes.