Key Points: Federal law requires mental health coverage to be equal to physical health coverage — so if your plan covers a regular doctor’s visit, it has to cover a therapist visit the same way. Many group plans include an Employee Assistance Program (EAP), which gives employees and their household members free, confidential sessions with […]
Key Points: HSAs offer triple tax benefits: deductible contributions, tax-free growth, and tax-free withdrawals for medical expenses Bronze health plans now qualify for HSAs in 2026, combining low premiums with tax advantages 2026 contribution limits are $4,400 (individual) and $8,750 (family), with an extra $1,000 catch-up for those 55+ Health Savings Accounts are one of […]
Regence BlueCross BlueShield of Utah has announced a major update to premium payment and pharmacy coverage policies (for people with individual, not group, plans) that you should be aware of: What’s Changing Shortened grace period for pharmacy coverage when full premiums are unpaid Updated monthly pharmacy claim processing during grace periods A recent Regence memorandum […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) What is health insurance, really? It isn’t just a monthly bill—it’s your protection against the unpredictable. ⏳ TIME IS RUNNING OUT! ⏳ Open Enrollment ends in just **3 DAYS** on January 15. This is […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) Thought you missed the Open Enrollment deadline? Deep breath—you’re not too late! 😮💨 While the December 15th deadline has passed, the door isn’t closed yet. You still have until January 15th to secure your […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) 🚨 Don’t Fall for “Junk Plans” (Indemnity Insurance)! 🚨 Are you confused by Indemnity Plans? They’re often called “junk plans” for a reason! At Ark Insurance Solutions in Salt Lake City, we’re here to […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) Protect Yourself from Marketplace Scams! 🚨 ❌ Most Common Scam Warning: Unexpected Phone Calls/Texts: If someone calls claiming to be from HealthCare.gov or “The Marketplace” to “update your info”—HUNG UP! The Marketplace will not […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) If you’re ready for a cost-effective health solution, let’s talk now. We specialize in creative plans and listening to your unique needs. Call us at 801-901-7800.
If you’re running a small business and relying on individual health insurance for yourself or your employees, you should know there are some big changes ahead. Serious increases are coming soon, and they are expected to hit individual health insurance hard. The businesses that prepare now are going to be in much better shape than […]
Health insurance rates are going up, and if you’re shopping on the individual marketplace, you’ve probably noticed. Utah’s market rates have already increased, and with premium tax credits set to expire December 31 we’re looking at additional increases for next year––which is why these aren’t your typical year-over-year adjustments. At Ark Insurance, it’s our job […]
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