Open enrollment for 2027 Marketplace coverage starts November 1. But before you decide on your insurance plans for the next year, it’s important to know that a few things are different this time around. Due to the changes detailed below, we strongly recommend that you start this process early and give yourself more time than […]
ANNOUNCEMENT: Centers for Medicare & Medicaid Services (CMS) and the U.S. Small Business Administration have announced that the Individual Coverage Health Reimbursement Arrangement (ICHRA) will now go by the name “CHOICE Arrangement.” This new acronym stands for Custom Health Option and Individual Care Expense. Even though the name has changed, nothing else about this benefit […]
Most business owners never learn how to evaluate health insurance broker bids, and that’s completely normal. After all, no one ever hands you a road map or explains how this process works. But if you get it wrong, it can affect your costs and compliance for the entire year. So, what’s the best way to […]
“This is a new test program, and it’s a genuinely exciting one for Medicare beneficiaries. If you think you might qualify, now is the time to find out.” ~ Susan Booth, Operations Director at Ark Insurance Solutions If you’ve been thinking about exploring weight management with a GLP-1, but unable to afford it due to […]
“ICHRAs are designed to give employers flexibility when offering a group health plan.” ~ Rebecca Yates, CEO of Ark Insurance Solutions Individual Coverage Health Reimbursement Arrangements, most commonly known as ICHRA plans, have become increasingly popular in some areas as a flexible alternative to group plans. And since they represent a significant shift in how […]
Key Points: Federal law requires mental health coverage to be equal to physical health coverage — so if your plan covers a regular doctor’s visit, it has to cover a therapist visit the same way. Many group plans include an Employee Assistance Program (EAP), which gives employees and their household members free, confidential sessions with […]
Key Points: HSAs offer triple tax benefits: deductible contributions, tax-free growth, and tax-free withdrawals for medical expenses Bronze health plans now qualify for HSAs in 2026, combining low premiums with tax advantages 2026 contribution limits are $4,400 (individual) and $8,750 (family), with an extra $1,000 catch-up for those 55+ Health Savings Accounts are one of […]
Regence BlueCross BlueShield of Utah has announced a major update to premium payment and pharmacy coverage policies (for people with individual, not group, plans) that you should be aware of: What’s Changing Shortened grace period for pharmacy coverage when full premiums are unpaid Updated monthly pharmacy claim processing during grace periods A recent Regence memorandum […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) What is health insurance, really? It isn’t just a monthly bill—it’s your protection against the unpredictable. ⏳ TIME IS RUNNING OUT! ⏳ Open Enrollment ends in just **3 DAYS** on January 15. This is […]
View this post on Instagram A post shared by Ark Insurance | SLC Individual & Group Health Insurance (@arkinsurance) Thought you missed the Open Enrollment deadline? Deep breath—you’re not too late! 😮💨 While the December 15th deadline has passed, the door isn’t closed yet. You still have until January 15th to secure your […]
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