Understanding CHIP

The Children’s Health Insurance Program (CHIP) provides low-cost insurance converge to children in families who earn too much money to qualify for state Medicaid. If your child(ren) are eligible for CHIP, you do not have to purchase an insurance plan to cover them. Each state has its own rules and guidelines, but the CHIP program works closely with the state’s Medicaid program.

The funding for the program expired on September 30 and in recent actions by Congress, short-term funding for CHIP will again expire at the end of January. A new budget was proposed last week.

“The Congressional Budget Office says a Senate bill adding five years of financing to the program would cost $800 million. Previously, the analysts estimated it would cost $8.2 billion.” –Associated Press

What CHIP covers.

CHIP benefits are different in each state. But all states provide comprehensive coverage, including:

  • Routine check-ups
  • Immunizations
  • Doctor visits
  • Prescriptions
  • Dental and vision care
  • Inpatient and outpatient hospital care
  • Laboratory and X-ray services
  • Emergency services

There is no cost for routine ‘well-child’ doctor and dental visits under CHIP. However, there may be co-payments for other services. In addition, some states charge a monthly premium for CHIP coverage but you will never pay more than 5% of your families’ yearly income.


Special Enrollment Period (SEP)

Did you know that certain life changes may qualify you to enroll in health insurance coverage outside of the standard enrollment period?

Did you or anyone in your household lose qualifying health coverage in the last 60 days? If so, you would qualify for the special enrollment period.

Here are some other examples of qualifying events:

  • Marriage
  • Birth of a child
  • Gained or became a dependent
  • Divorce or legal separation resulting in loss of health insurance
  • Death
  • Change in income
  • Change in zip code/primary place of living
  • Denied Medicaid or CHIP
  • Gained citizenship in the United States
  • Released from incarceration


If any of these apply to you or your family, please give us a call for a quote today!




Local Farmers Markets


Have you visited a local Farmers Market yet? The open-aired markets are the perfect place to buy locally grown produce and products made by local artisans. And now, you can find one in just about any area of the valley and Park City.


Here are few to check out: 


Wheeler Historic Farm- All the charm of a working farm with the added bonus of the market on Sundays. Find crafts, fruit, honey, baked goods and more!


Wheeler Farm

6351 S. 900 E.

Now thru October 27

Sunday’s, 9am-2pm


Sugar House Farmer’s Market- This market has the feel of the neighborhood. Local products focus on having a Sugar House flair. Enjoy fresh produce, unique craft artisans and delicious foods on a Wednesday evening.


Fairmont Park

Now thru October

Wednesdays, 5-8pm


Downtown Farmers Market-Salt Lake’s longest running summer tradition, now in its 28th year, takes place on Saturday and supports local farmers and producers by offering a large variety of fresh fruits, vegetables, grass-fed beef, locally made baked goods and other culinary goods.


Pioneer Park

Now thru October 19

Saturdays, 8am-2pm


Park Silly Market- The Park Silly market takes place on Sundays on Park City’s Historic Main street. Lining the street, you will find artisans, local foods, jewelers and local products.


Park City’s Historic Main Street

Now thru September 22

Sundays, 10am-5pm


Daybreak Farmers Market- Now in its second summer season, the Daybreak Farmers Market has become a hit with the neighborhood. Here you will find small producers, organic produce, wild seafood and many other vendors creating leather goods, pottery and more.


Daybreak-11274 Kestrel Rise Road

Now thru September 28

Saturdays, 10am-1pm