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Ark Founder and CEO Rebecca Yates Believes All Copays Should Count

Critical Moment for Utahns With Chronic Illnesses: S.B. 184, the Legislation Needed to Stop Unfair Copay Accumulator Policies, Heads to the Business and Labor Committee

February 26, 2023/by Doug Burton

Ark Founder and CEO Rebecca Yates reported Friday from the Utah State Capitol that S.B. 184 – Prescription Cost Amendments, was assigned to the Business and Labor committee in the house. That means it’s crucial to reach out to your representative to ask them to please support this important legislation.

Under current law, insurance companies are permitted to use copay accumulator adjustment policies to exclude copay payments/assistance provided by non-profits and pharmaceutical companies, so that these payments do not count towards a patient’s deductible or out-of-pocket-maximum. This leads to skyrocketing medical bills, and in some cases, patients not being able to afford needed medication.

Yates added, “Trying to address the cost of pharmaceuticals by adding financial burdens to our disabled communities is not only illogical, but also immoral. If they want to fix the cost of care and medications, they need to do it directly, not by trying to recoup it on the backs of those already burdened with poor health.”

Sen. Curt Bramble, R-Provo, is the chief sponsor of S.B. 184 – Prescription Cost Amendments, which would require an insurer to calculate any amounts paid on behalf of an individual towards the individual’s cost sharing requirement, and would require a pharmacy benefit manager to calculate any amounts paid on behalf of an individual towards the individual’s cost sharing requirement.

Unfortunately, the bill does have opponents who are lobbying against it. S.B. 184 will likely be voted on by Tuesday, 2/28, so it’s important to reach out now to one of the representatives on the Business and Labor Committee:

Rep. A. Cory Maloy (R), Chair (Lehi)
corymaloy@le.utah.gov
801-477-0019

Rep. Stephen L. Whyte (R), Vice Chair (Mapleton)
swhyte@le.utah.gov
385-271-8435

Rep. Carl R. Albrecht (R) (Richfield)
carlalbrecht@le.utah.gov
435-979-6578

Rep. Brady Brammer (R) (Pleasant Grove)
bbrammer@le.utah.gov
801-538-1029

Rep. Walt Brooks (R) (St. George)
wbrooks@le.utah.gov
435-817-3530

Rep. Jefferson S. Burton (R) (Spanish Fork)
jburton@le.utah.gov
385-225-0575

Rep. James A. Dunnigan (R)
jdunnigan@le.utah.gov
801-538-1029

Rep. Jon Hawkins (R) (Pleasant Grove)
jhawkins@le.utah.gov
801-368-2534

Rep. Brian S. King (D) (Salt Lake City)
briansking@le.utah.gov
801-560-0769

Rep. Ashlee Matthews (D) (SLC)
amatthews@le.utah.gov
385-264-2024

Rep. Calvin R. Musselman (R) (West Haven)
cmusselman@le.utah.gov
801-941-6188

Rep. Thomas W. Peterson (R) (Brigham City)
tpeterson@le.utah.gov
435-720-3516

Rep. Mike Schultz (R) (Hooper)
mikeschultz@le.utah.gov
801-859-7713

Rep. Norman K Thurston (R) (Provo)
normthurston@le.utah.gov
801-477-5348

Rep. Ryan D. Wilcox (R) (North Ogden)
ryanwilcox@le.utah.gov
385-600-3306

Additional info

Below is an excellent op-ed authored by Jami Curtis that was included in Utah Policy today on this topic.

https://utahpolicy.com/opinion/66635-guest-opinion-end-predatory-copay-accumulator-programs-to-help-people-like-me

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https://www.ark-ins.com/wp-content/uploads/2023/01/Utah-All-CoPays.png 630 1200 Doug Burton /wp-content/uploads/2019/10/ark-logo@2x.png Doug Burton2023-02-26 15:35:262023-02-26 22:02:13Critical Moment for Utahns With Chronic Illnesses: S.B. 184, the Legislation Needed to Stop Unfair Copay Accumulator Policies, Heads to the Business and Labor Committee

About Us


In 2010, Rebecca Yates launched Ark Insurance Solutions, LLC based on her desire to focus not solely on the dollar, but to put individuals and clients first. It is this founding principle that has helped make Ark Insurance Solutions LLC the most trusted resource for affordable health insurance in the greater Salt Lake City, Utah area. Read More>

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