Call a Licensed Insurance Agent: (801) 901-7800 TTY: 711
By calling this number, you will be directed to a Licensed Insurance Agent.
Hours of Operation: Monday – Friday, 9:00 AM – 5:00 PM MT
TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent 8 organizations which offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not affiliated with or endorsed by the government or the federal Medicare program.
Ark Insurance Solutions is a licensed and certified representative of Medicare Advantage organizations and stand-alone prescription drug plans. Each organization has a Medicare contract. Enrollment depends on contract renewal.
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Pharmacy Coverage Changes for Utahns with Regence BlueCross BlueShield Individual Health Insurance Plans
/by The Ark Insurance TeamRegence BlueCross BlueShield of Utah has announced a major update to premium payment and pharmacy coverage policies (for people with individual, not group, plans) that you should be aware of:
What’s Changing
A recent Regence memorandum to insurance brokers explained that they were forced to make the change due to increasing fraudulent enrollments. The memorandum stated:
When these members who haven’t paid any premium fill a prescription, all of our members absorb the cost. These unpaid prescription costs get distributed across all members through higher rates. This change ensures everyone pays their fair share while maintaining grace period flexibility.
Key Changes by Member Type
APTC Members (Advanced Premium Tax Credit)
Direct Members
If you have additional questions or need help navigating what these changes mean for you, contact Regence BlueCross BlueShield of Utah or ask us here at Ark Insurance Solutions.
Health Insurance Insider – January 12, 2026
/by The Ark Insurance TeamWhat is health insurance, really? It isn’t just a monthly bill—it’s your protection against the unpredictable.
⏳ TIME IS RUNNING OUT! ⏳
Open Enrollment ends in just **3 DAYS** on January 15. This is your last chance to secure coverage for 2026.
Insurance exists to keep a medical emergency from becoming a medical bankruptcy. Did you know even a $500 medical bill can land on your credit report and impact your score for seven years?
From an unexpected ER visit or an appendectomy to life’s big moments like having a baby, health events don’t check your calendar first. Whether it’s a sudden illness or a long-term diagnosis, insurance is there to protect your bank account, not drain it.
Protect yourself. Protect your family. Don’t leave your financial future to chance.
Don’t wait until it’s too late:
🔗 Visit Ark-Ins.com
📞 Call us at 801-901-7800
Talk to a real, local human today who truly cares about your peace of mind.
Health Insurance Insider – December 20, 2025
/by The Ark Insurance TeamThought you missed the Open Enrollment deadline? Deep breath—you’re not too late! 😮💨
While the December 15th deadline has passed, the door isn’t closed yet. You still have until January 15th to secure your 2025 health coverage or make necessary changes to your current plan.
At Ark Insurance Solutions, we know that sometimes you don’t realize a plan isn’t working until you try to use it. You can still fix your coverage if:
🩺 Your doctor isn’t in the network of the plan you chose.
💸 Your new monthly premium is more expensive than expected.
📉 You received a surprise bill you weren’t prepared for.
⏳ Or… you simply forgot to enroll in time!
The Fine Print: Any changes made now will be effective starting February 1st. 🗓️
A word of advice from the pros: Please do not wait until the last week! Historically, enrollment systems tend to “break” or slow down right at the finish line. We want to get your coverage settled long before the January 15th rush to ensure everything goes smoothly. 🛠️