Call a Licensed Insurance Agent: (801) 901-7800 TTY: 711
By calling this number, you will be directed to a Licensed Insurance Agent.
Hours of Operation: Monday – Friday, 9:00 AM – 5:00 PM MT
TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent 8 organizations which offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not affiliated with or endorsed by the government or the federal Medicare program.
Ark Insurance Solutions is a licensed and certified representative of Medicare Advantage organizations and stand-alone prescription drug plans. Each organization has a Medicare contract. Enrollment depends on contract renewal.
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Health Insurance Insider – October 31, 2025
/by The Ark Insurance Team📢 RATES ARE IN: Stop Worrying About Your 2026 Health Insurance! 🚨
The wait is over! Open Enrollment starts this Saturday, November 1st, and we finally have the official 2026 health insurance rates.
We know you’ve been worried, but don’t panic. Our early review of the increases shows a mixed bag:
💰 Many of our clients will maintain their $0 premiums!
📈 If you are a higher-income earner, your rates may be changing significantly. You need to call us for brainstorming and a better solution.
🤔 Don’t just panic over the “maybes,” go online and check you ACTUAL renewal rate.
At Ark Insurance Solutions, we are working with real 2026 data now, not just scary rumors! We are ready to find you the best affordable health insurance and subsidies in the ACA Marketplace.
📞 Call Us Today to Schedule Your 2026 Review!
Let’s look at your renewal, brainstorm alternatives, and figure out the right plan for you.
➡️ Click the link in bio or call 801-901-7800 to set up a personalized appointment with our team in Salt Lake City, Utah!
Health Insurance Insider – October 23, 2025
/by The Ark Insurance TeamDid you just open a scary renewal notice from your insurance carrier? 🎃 Take a deep breath: It’s not real.
Like a lot of things in spooky season, that huge number is just a trick! Insurance carriers are legally required to send out renewal notifications before the actual rates are finalized.
Do NOT panic and do NOT make a decision based on that letter.
The real rates will be coming out over the next week, and open enrollment starts on November 1st.
Here’s the plan:
1. Burn that initial scary notice.
2. Wait for the REAL numbers.
3. Run real information with those real numbers on your carrier’s website.
You don’t have to face those frightening numbers alone. That’s what a good broker is for! If you don’t have one now is the time to find a broker (like Ark Insurance Solutions) who can help you sift through the noise and turn that “Halloween trick” into a real and reasonable coverage plan.
Let’s talk now about securing your best healthcare strategy for 2026. Call us at 801-901-7800.
Health Insurance Insider – October 9, 2025
/by The Ark Insurance TeamThe Subsidy Cliff & What You Need to Know NOW:
💵 The expanded healthcare tax credits implemented during COVID-19, which helped eliminate the “subsidy cliff” for those earning more than 400% of the Federal Poverty Level (FPL) are set to expire.
⚖️ If Congress doesn’t act, the pre-COVID rules will return. The “cliff” means that if your income exceeds that 400% FPL (or $62,600) threshold by even one dollar, you could lose your entire tax credit and have to pay it back.
Strategic Planning is Key 🗓️
⚠️ For the self-employed and others who make more than 400% FPL, it’s crucial to prepare now.
The existing tax credits aren’t going away entirely, but they will revert to their limited pre-COVID amounts.
🗓️ Don’t wait! We must strategize now by considering a group plan. If Congress extends the tax credits by January 1st, we can always cancel and move you back to the individual marketplace during a potential special enrollment period.
Let’s talk now about securing your best healthcare strategy for 2026. Call us at 801-901-7800.