Entries by The Ark Insurance Team

Small Business Owners: With a Limited-Time Waiver, You Can Offer a Group Health Insurance Plan for Your Team at No Cost to You

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If you’re a small business owner and you’ve been waiting to offer a group health plan, now might be the perfect time. Until December 15th, the U.S. government has waived the Minimum Participation Rate (MPR) requirement as well as the minimum contribution requirement. This temporary waiver aims to make it easier and more affordable for […]

Not Insurance: Health Share Plans Could Leave You Unprotected

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Health share plans and healthcare sharing ministries (HCSMs) are often marketed as “cost-effective alternatives to traditional health insurance.” However, as some Utahns are finding out, these plans have substantial limitations on coverage and lack the protections that ACA-approved health insurance plans provide. If you’ve ever researched healthcare plans for yourself or your family, you know […]