Thought you missed the Open Enrollment deadline? Deep breath—you’re not too late! 😮💨
While the December 15th deadline has passed, the door isn’t closed yet. You still have until January 15th to secure your 2025 health coverage or make necessary changes to your current plan.
At Ark Insurance Solutions, we know that sometimes you don’t realize a plan isn’t working until you try to use it. You can still fix your coverage if:
🩺 Your doctor isn’t in the network of the plan you chose.
💸 Your new monthly premium is more expensive than expected.
📉 You received a surprise bill you weren’t prepared for.
⏳ Or… you simply forgot to enroll in time!
The Fine Print: Any changes made now will be effective starting February 1st. 🗓️
A word of advice from the pros: Please do not wait until the last week! Historically, enrollment systems tend to “break” or slow down right at the finish line. We want to get your coverage settled long before the January 15th rush to ensure everything goes smoothly. 🛠️
🚨 Don’t Fall for “Junk Plans” (Indemnity Insurance)! 🚨
Are you confused by Indemnity Plans? They’re often called “junk plans” for a reason! At Ark Insurance Solutions in Salt Lake City, we’re here to expose the risks and protect you from coverage gaps.
Key Takeaways from Today’s Talk:
⚠️ High Risk, Low Coverage: Indemnity plans are not designed to be your full medical coverage. They leave your “back end exposed,” meaning you could face unlimited out-of-pocket costs for major medical events.
⚠️ The Fine Print is HUGE: Watch out for disclaimers that warn they may not cover essential services like prescription drugs, preventive care, or maternity care.
⚠️ Misleading Costs: When a plan says “Physician Visit $100,” it often means that’s all the plan pays, leaving you responsible for the rest of the bill!
🛡️ Protect Your Family & Your Finances!
Before you enroll, make sure you’re getting a fully insured product with the robust coverage you need. Stop gambling with your health!
Unexpected Phone Calls/Texts: If someone calls claiming to be from HealthCare.gov or “The Marketplace” to “update your info”—HUNG UP! The Marketplace will not call you unless you’ve given explicit permission (which is usually mail, text, or email).
Unethical Broker Access: Even if someone has legitimate credentials, they should never misuse their access to view your sensitive information without permission.
✅ How to Protect Yourself: If you receive a suspicious call or text, or if you believe you’ve been scammed:
1. Report it immediately to HealthCare.gov. We can’t fix it if we don’t report it!
2. Ark Clients: Contact us directly! We will write up the report and ensure it gets into the right hands for enforcement.
Don’t let fraudsters compromise your coverage or your identity. Get expert, ethical help with your Utah health insurance enrollment.
Health Insurance Insider – December 20, 2025
/by The Ark Insurance TeamThought you missed the Open Enrollment deadline? Deep breath—you’re not too late! 😮💨
While the December 15th deadline has passed, the door isn’t closed yet. You still have until January 15th to secure your 2025 health coverage or make necessary changes to your current plan.
At Ark Insurance Solutions, we know that sometimes you don’t realize a plan isn’t working until you try to use it. You can still fix your coverage if:
🩺 Your doctor isn’t in the network of the plan you chose.
💸 Your new monthly premium is more expensive than expected.
📉 You received a surprise bill you weren’t prepared for.
⏳ Or… you simply forgot to enroll in time!
The Fine Print: Any changes made now will be effective starting February 1st. 🗓️
A word of advice from the pros: Please do not wait until the last week! Historically, enrollment systems tend to “break” or slow down right at the finish line. We want to get your coverage settled long before the January 15th rush to ensure everything goes smoothly. 🛠️
Health Insurance Insider – December 11, 2025
/by The Ark Insurance Team🚨 Don’t Fall for “Junk Plans” (Indemnity Insurance)! 🚨
Are you confused by Indemnity Plans? They’re often called “junk plans” for a reason! At Ark Insurance Solutions in Salt Lake City, we’re here to expose the risks and protect you from coverage gaps.
Key Takeaways from Today’s Talk:
⚠️ High Risk, Low Coverage: Indemnity plans are not designed to be your full medical coverage. They leave your “back end exposed,” meaning you could face unlimited out-of-pocket costs for major medical events.
⚠️ The Fine Print is HUGE: Watch out for disclaimers that warn they may not cover essential services like prescription drugs, preventive care, or maternity care.
⚠️ Misleading Costs: When a plan says “Physician Visit $100,” it often means that’s all the plan pays, leaving you responsible for the rest of the bill!
🛡️ Protect Your Family & Your Finances!
Before you enroll, make sure you’re getting a fully insured product with the robust coverage you need. Stop gambling with your health!
Health Insurance Insider – December 4, 2025
/by The Ark Insurance TeamProtect Yourself from Marketplace Scams! 🚨
❌ Most Common Scam Warning:
Unexpected Phone Calls/Texts: If someone calls claiming to be from HealthCare.gov or “The Marketplace” to “update your info”—HUNG UP! The Marketplace will not call you unless you’ve given explicit permission (which is usually mail, text, or email).
Unethical Broker Access: Even if someone has legitimate credentials, they should never misuse their access to view your sensitive information without permission.
✅ How to Protect Yourself: If you receive a suspicious call or text, or if you believe you’ve been scammed:
1. Report it immediately to HealthCare.gov. We can’t fix it if we don’t report it!
2. Ark Clients: Contact us directly! We will write up the report and ensure it gets into the right hands for enforcement.
Don’t let fraudsters compromise your coverage or your identity. Get expert, ethical help with your Utah health insurance enrollment.
📞 Call Ark Insurance Solutions Today: 801-901-7800