With spring weather comes allergy season. Plants are starting to bloom and pollen is in the air to fertilize other plants. Pollen can also pollinate your nasal passages which can bring discomfort.
Be Prepared for Allergy Season
Common sources of allergies, sometimes referred as ‘hay fever’ come from weeds, flowers, grasses, and trees. Symptoms include sneezing, itchy and watery eyes, and runny nose.
Your physician can perform a skin prick test to help determine what you are allergic to so you can use the most appropriate treatment.
These simple tips can also help prevent reactions.
Limit your time outdoors on high pollen days and keep your windows closed. The local news is a great resource for sharing this information.
Take over the counter medication after consulting with your physician.
Change your bedding once a week to remove any pollen you may have brought indoors.
Remove your shoes in the house to avoid dragging it in from outside.
Over the counter medications can help, but natural remedies can also be the answer.
Here are a few to try:
Quercetin-found in colorful fruits and vegetables
Vitamin C- provides a natural antihistamine effect.
Saline Nasal Spray
https://www.ark-ins.com/wp-content/uploads/2018/04/Depositphotos_13334745_l-2015.jpg13332000Rebecca Yates/wp-content/uploads/2019/10/ark-logo@2x.pngRebecca Yates2019-05-01 09:00:082019-04-30 09:39:04Be Prepared for Allergy Season
Did you know that many preventive health services are covered by most health insurance policies at no cost to you? Waiting until you need to go to the doctor due to illness should be a thing of the past, practicing a healthy lifestyle and visiting the doctor for routine, preventive services is the key to a longer, healthier life.
When you become ill, you have no choice but to pay attention to your health. But, with free preventive services, like immunizations and yearly exams, you can get ahead of something that may have become catastrophic otherwise. Insurance companies want you to stay healthy, and in doing so, it keeps the cost of healthcare down.
Insurance carriers do have some age restrictions on some services, but overall, these preventive services are covered:
*Adult services:
• Laboratory tests
• Contraception
• Procedures; i.e., Pap Test, Lung Cancer Screening (between ages 55 and 80), Screening Mammogram
• Immunizations
• Examinations and Counseling; i.e., Physical Exam
*Obstetrical services:
• Laboratory tests; i.e., Iron Deficiency Anemia Screening, Diabetes Screening
• Breast feeding supplies and support; i.e., Breast Pump
*Pediatric services:
• Examinations and Counseling; i.e., Well-child Visit
• Immunizations
• Laboratory tests; i.e., Newborn Metabolic Screening (younger than age 1),
It may be beneficial to think of utilizing preventive services as a personal investment in your health future. In additional to practicing healthy living habits, like exercising and eating a well balanced diet, getting to the doctor on a regular basis will pay large dividends in your overall health as you age.
Source: Select Health
https://www.ark-ins.com/wp-content/uploads/2017/06/Depositphotos_203791890_l-2015.jpg13331999Rebecca Yates/wp-content/uploads/2019/10/ark-logo@2x.pngRebecca Yates2019-04-24 09:00:542019-04-22 13:43:06Understanding Preventive Health Services
We understand that navigating the insurance maze can be daunting. Insurance companies use terms like, “Copay” and “Out of Pocket” and sometimes their terms can seem like a foreign language. Here are some of the most common terms you may hear and what they mean.
Insurance Premium– This is the cost of your plan, the monthly bill you, or your employer, pays for insurance coverage.
Deductible-This is the amount you pay BEFORE your insurance plan kicks and pays for certain services.
Copay– This is the upfront fee you pay to your doctor for services and office visits. This also applies to some medications.
Coinsurance– This is the amount you pay for services after your deductible has been met.
Total Member Responsibility-The amount that you owe for services AFTER your insurance plan has paid their portion. This can include deductibles, copays and coinsurance.
Out of Pocket Maximum– This the MOST you will be required to pay towards your deductible, copays and coinsurance. When you meet the Out of Pocket Maximum, all eligible charges for medical services are covered at 100% for the rest of the year.
Have questions? Give us a call!
https://www.ark-ins.com/wp-content/uploads/2019/03/Depositphotos_17371233_original.jpg38894511admin/wp-content/uploads/2019/10/ark-logo@2x.pngadmin2019-03-07 11:00:262019-03-06 10:22:56Common Health Insurance Terms
Be Prepared for Allergy Season
/by Rebecca YatesWith spring weather comes allergy season. Plants are starting to bloom and pollen is in the air to fertilize other plants. Pollen can also pollinate your nasal passages which can bring discomfort.
Be Prepared for Allergy Season
Common sources of allergies, sometimes referred as ‘hay fever’ come from weeds, flowers, grasses, and trees. Symptoms include sneezing, itchy and watery eyes, and runny nose.
Your physician can perform a skin prick test to help determine what you are allergic to so you can use the most appropriate treatment.
These simple tips can also help prevent reactions.
Over the counter medications can help, but natural remedies can also be the answer.
Here are a few to try:
Quercetin-found in colorful fruits and vegetables
Vitamin C- provides a natural antihistamine effect.
Saline Nasal Spray
Understanding Preventive Health Services
/by Rebecca YatesDid you know that many preventive health services are covered by most health insurance policies at no cost to you? Waiting until you need to go to the doctor due to illness should be a thing of the past, practicing a healthy lifestyle and visiting the doctor for routine, preventive services is the key to a longer, healthier life.
When you become ill, you have no choice but to pay attention to your health. But, with free preventive services, like immunizations and yearly exams, you can get ahead of something that may have become catastrophic otherwise. Insurance companies want you to stay healthy, and in doing so, it keeps the cost of healthcare down.
Insurance carriers do have some age restrictions on some services, but overall, these preventive services are covered:
*Adult services:
• Laboratory tests
• Contraception
• Procedures; i.e., Pap Test, Lung Cancer Screening (between ages 55 and 80), Screening Mammogram
• Immunizations
• Examinations and Counseling; i.e., Physical Exam
*Obstetrical services:
• Laboratory tests; i.e., Iron Deficiency Anemia Screening, Diabetes Screening
• Breast feeding supplies and support; i.e., Breast Pump
*Pediatric services:
• Examinations and Counseling; i.e., Well-child Visit
• Immunizations
• Laboratory tests; i.e., Newborn Metabolic Screening (younger than age 1),
It may be beneficial to think of utilizing preventive services as a personal investment in your health future. In additional to practicing healthy living habits, like exercising and eating a well balanced diet, getting to the doctor on a regular basis will pay large dividends in your overall health as you age.
Source: Select Health
Common Health Insurance Terms
/by adminWe understand that navigating the insurance maze can be daunting. Insurance companies use terms like, “Copay” and “Out of Pocket” and sometimes their terms can seem like a foreign language. Here are some of the most common terms you may hear and what they mean.
Insurance Premium– This is the cost of your plan, the monthly bill you, or your employer, pays for insurance coverage.
Deductible-This is the amount you pay BEFORE your insurance plan kicks and pays for certain services.
Copay– This is the upfront fee you pay to your doctor for services and office visits. This also applies to some medications.
Coinsurance– This is the amount you pay for services after your deductible has been met.
Total Member Responsibility-The amount that you owe for services AFTER your insurance plan has paid their portion. This can include deductibles, copays and coinsurance.
Out of Pocket Maximum– This the MOST you will be required to pay towards your deductible, copays and coinsurance. When you meet the Out of Pocket Maximum, all eligible charges for medical services are covered at 100% for the rest of the year.
Have questions? Give us a call!