Tag Archive for: ark insurance solutions

Don't lose your health insurance.

Did you lose your job? Don’t lose your health insurance.

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Don't lose your health insurance.

If you lose your job you need to act fast to get the insurance figured out.

There are multiple options for people who have recently lost insurance, but you only have 60 days to enroll through the federal exchange.

COBRA may not be the only option and you may even qualify for Medicaid.

Let us help you navigate the options.

If you’ve recently lost your health insurance (or are in danger of losing your insurance) due to a layoff or job loss, we can help.

Please give us a call or complete the form below and we’ll get back to you within 4 hours (Mon.-Fri. 9am-5pm) for a phone consultation.

Tip # 3 From the Single Mom’s Guide to Health Insurance- Look at your income and cash flow situation.

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There are two basic types of plans.

Traditional plans, which often have low copayments for regular visits, and High Deductible health plans.

Traditional plans are what many people used before healthcare reform. They had copayments
(a small amount due at the time of service) for regular Dr. visits and medications. They have
a deductible and coinsurance for unusual things like MRI’s, CT Scans, and hospital visits.

These plans tend to be more expensive every month, but generally require a smaller portion
to be paid by you when a claim happens.

High Deductible health plans are paired with a tax-protected savings account called a Health
Savings Account or HSA. These plans require that your deductible come first unless it is a
preventive service.

 

To download the complete guide, click here.

Offering Health Insurance is Good Way to Attract Millennials as Employees

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A survey conducted by Anthem Life Insurance Company suggests that one in three millennial workers turned down a prospective job offer either due to insufficient health insurance coverage or none being offered at all.

 

As more millennials are entering marriage and purchasing homes, etc., concerns are shifting. Disability coverage is now part of the conversation and if employers are not offering it, many potential workers will keep walking. In addition, as millennials begin to start families, health insurance coverage, beyond the basics, is also important. Protecting themselves and their families become the forefront. Vision and dental are no longer looked at as optional add-ons, employees want to know they will have the coverage they need, or a loved might need to ensure peace of mind.

 

The Anthem survey also found that millennials are more likely than older workers to have engaged in long-term financial planning over the past year. Twenty-nine percent of millennials responded that they have conducted long-term financial planning, compared to 19% of 35 to 54-year-olds. (Anthem Life Insurance Company, March 2017)

 

You may qualify for health insurance assistance

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This post was updated on 12/1/2025

Below is the table that the federal government uses to determine health insurance assistance.

If your income falls between 135% and 400% of the federal poverty level for your family size you may qualify for assistance with your premiums.

2025 Poverty Guidelines

Note: Each individual program–e.g., SNAP, Medicaid–determines how to round various multiples of the poverty guidelines, what income is to be included, and how the eligibility unit is defined. For more information about the poverty guidelines visit:

https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines

Source: U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation.

Huntsman Mental Health Institute Coming to University of Utah

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The University of Utah President Ruth Watkins, announced on November 4, 2019  the Hunstman family has pledged $150 million to establish a mental health institute at the University of Utah.

 

“Suicide is increasing as a cause of death,” said Michael Good, University of Utah senior vice president for health services, CEO of University of Utah Health, and Dean of the University of Utah School of Medicine. “There just aren’t enough mental health professionals. We need to do better. This generous gift from the Huntsman family will allow us to support enhanced training for mental health professionals. It will allow us to reimagine care teams and how to better deliver mental health services across our state and across our region.” (ksltv.com)

 

The grant agreement also states the university will work with the Huntsman family to raise additional funds to increase community awareness in regards to mental health issues and will also provide financial support to the University Neuropsychiatric Institute (UNI) and to support mental health screenings to the 32,000 students including in rural areas.

Being a specialized caregiver, you do not have to go it alone.

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Caring for a special needs child or an elderly adult can be met with fear and uncertainty. After all, when a diagnosis is made or the aging process leaves a parent in need of continual help, an uncharted territory lies ahead for the caregiver.

No person needs to take on the role alone. Resources exist to connect caregivers with a community of other caregivers and organizations that can provide both financial and emotional support.

In fact, make that step number one.

 

  • Find a support system, build your tribe. That can be neighbors, friends, people from your congregation etc. People that understand [to the best of their ability] the situation and may even be a similar one. Take to the internet and seek out local organizations that deal with the same specific issue, talk and share with others.

 

  • Knowledge is power. Ask questions, find out everything you can about the diagnosis. Do your research and stay up to date on the latest treatments etc. for the condition. Being armed with the latest information is empowering.

 

  • Take care of you! The stresses of caring for others nonstop can be overwhelming. Take a break from time to time, ask for help from a trusted family member or friend. Often people around us wish to help, they just need to be told how. Local care agencies are another great resource to explore if you need it.

 

 

Tips For A Safe And Healthy Summer

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Summer time means fun in the sun, playing outdoors and outdoor recreation. There are few simple ways to keep our bodies healthy while enjoying the good weather.

Here are few tip to stay safe and healthy summer.

 

  1. Stay Hydrated- drink water. Water is important to good health. Drinking at least 8 glasses of water a day will help you stay hydrated in the summer heat. If you are active, up your intake.
  2. Wear Sunscreen- wearing at least a SPF 30 will help protect you from UV damage. Even if you are only going to be in the sun for a few minutes, lather it on.
  3. Stay cool- wear appropriate clothing and that is cool and light. Protect your eyes with sunglasses and if possible, wear a brimmed hat.
  4. Be fit, stay active-regular exercise contributes a healthy lifestyle overall. Being active in the early mornings or evenings will assist in not getting overheated. Wear a helmet when biking, riding a scooter, skateboarding etc.
Spring Allergy Season|Ark Insurance Solutions

Be Prepared for Allergy Season

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Spring Allergy Season|Ark Insurance Solutions

With spring weather comes allergy season. Plants are starting to bloom and pollen is in the air to fertilize other plants. Pollen can also pollinate your nasal passages which can bring discomfort.

Be Prepared for Allergy Season

Common sources of allergies, sometimes referred as  ‘hay fever’ come from weeds, flowers, grasses, and trees. Symptoms include sneezing, itchy and watery eyes, and runny nose.

Your physician can perform a skin prick test to help determine what you are allergic to so you can use the most appropriate treatment.

These simple tips can also help prevent reactions.

  1. Limit your time outdoors on high pollen days and keep your windows closed.  The local news is a great resource for sharing this information.
  2. Take over the counter medication after consulting with your physician.
  3. Change your bedding once a week to remove any pollen you may have brought indoors.
  4. Remove your shoes in the house to avoid dragging it in from outside.

Over the counter medications can help, but natural remedies can also be the answer.

Here are a few to try:

Quercetin-found in colorful fruits and vegetables

Vitamin C- provides a natural antihistamine effect.

Saline Nasal Spray

 

 

Tips for Keeping New Year’s Resolutions

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Many of us make a list of resolutions in the beginning of a new year, fresh starts, new beginnings and all, right? Often, keeping those resolutions or goals can be difficult, as we settle into our old habits and patterns. Here are a few ideas to help keep you motivated.

  1. Keep them realistic. If you make a goal to lose 50 pounds this year, you may be setting yourself up for failure. Start with a more attainable goal that you can achieve in a relatively short amount of time.
  2. Start with one goal, and write it down. Having a visible reminder can help you stick to it.
  3. Make new goals, don’t repeat the same one you failed at in the past. Change it up, change your approach and keep in mind that change is a process.
  4. Don’t wait until the end of the year, or the last minute. Plan a head and keep moving forward.
  5. Celebrate all small victories towards your goal. This will help keep you motivated and when results are achieved, no matter how small, you will feel like you are accomplishing something and you will eventually conquer it.

Lastly, don’t be hard on yourself or let setbacks get you down. Use your family and friends for support, try using those relapses as learning opportunities towards growth and ultimately, change.

Small Business Owners, Including Ark’s Rebecca Yates, attend Goldman Sachs Summit

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‘More than 110 of Utah’s small business owners attended the Goldman Sachs 10,000 Small Business Summit in Washington DC.  As graduates of the small business-training program, run by Salt Lake Community College, business leaders heard from the ‘who’s who’ of entrepreneurism and government leadership such as Tyler Perry, Senator Marco Rubio and former New York City Mayor Michael Bloomberg.

The summit, titled The Big Power of Small Business, showcased speakers like Richard Branson of Virgin Group who said ‘in order to be a good leader, you have to be a good listener.’ Sara Blakely, Founder and CEO of Spanx, a billion dollar brand, told her story of starting her business with grit and determination. Warren Buffett received a standing ovation as he spoke about the remarkable things small business leaders do and how they impact the economy and lives in every community.’

PC: SLCC

Goldman Sachs 10KSB graduates and Utah Sen. Mike Lee (center) photo courtesy of SLCC

 

 

Read full article https://saltlakecommunitycollege.blogspot.com/2018/02/goldman-sachs-10k-small-business-alums.html

Call a Licensed Insurance Agent: (801) 901-7800 TTY: 711

By calling this number, you will be directed to a Licensed Insurance Agent.

Hours of Operation: Monday – Friday, 9:00 AM – 5:00 PM MT

TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent 8 organizations which offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not affiliated with or endorsed by the government or the federal Medicare program.

Ark Insurance Solutions is a licensed and certified representative of Medicare Advantage organizations and stand-alone prescription drug plans. Each organization has a Medicare contract. Enrollment depends on contract renewal.

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Ark Insurance Solutions
655 East 4500 South, Ste 210
Salt Lake City, UT 84107

Phone: 801-901-7800
Fax: 801-305-4947
Email: info@ark-ins.com