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Spring cleaning beyond the home | Ark Insurance Solutions

Spring Cleaning Beyond the Home

Spring cleaning beyond the home | Ark Insurance Solutions

 

Spring is a time of renewal. Trees are budding, flowers are blooming and we tend to clean house with windows open, dusting off winter. One area of house cleaning you may not think to dive into is your beauty products. Keeping your products clean, and getting rid of old products, is important not only for hygienic purposes, but they can be breeding grounds for bacteria and fungi, especially makeup brushes.

Don’t share makeup.

Everyone has different body chemistry and sharing products you use can cause the spread of viruses and inflammation. For example, using someone’s lipstick can pass along the cold sore virus or using someone’s mascara can spread pink eye or other eye infections.

Clean those makeup brushes.

No need to buy a special cleaner for this, using a mild soap or shampoo is sufficient. Put a small amount in your hand and swirl the brush around, rinse well, and dry upright or flat. This is also a good time to wash out that cosmetic bag and those tweezers.

Purge products every six months if they are a liquid or a cream.

This includes liquid eyeliner and mascara, they can collect bacteria that causes eye infections. Powders tend to last a bit longer, so your sparkle powder eyeshadow has a few more months in them.Store beauty products in a cool, dry space. Humidity and heat can accelerate the growth of fungi and bacteria.

One final tip, when in doubt, throw it out. Holding on to something that may be contaminated is not worth the risk of illness or infections.

 

Spring Allergy Season|Ark Insurance Solutions

Be Prepared for Allergy Season

Spring Allergy Season|Ark Insurance Solutions

With spring weather comes allergy season. Plants are starting to bloom and pollen is in the air to fertilize other plants. Pollen can also pollinate your nasal passages which can bring discomfort.

Be Prepared for Allergy Season

Common sources of allergies, sometimes referred as  ‘hay fever’ come from weeds, flowers, grasses, and trees. Symptoms include sneezing, itchy and watery eyes, and runny nose.

Your physician can perform a skin prick test to help determine what you are allergic to so you can use the most appropriate treatment.

These simple tips can also help prevent reactions.

  1. Limit your time outdoors on high pollen days and keep your windows closed.  The local news is a great resource for sharing this information.
  2. Take over the counter medication after consulting with your physician.
  3. Change your bedding once a week to remove any pollen you may have brought indoors.
  4. Remove your shoes in the house to avoid dragging it in from outside.

Over the counter medications can help, but natural remedies can also be the answer.

Here are a few to try:

Quercetin-found in colorful fruits and vegetables

Vitamin C- provides a natural antihistamine effect.

Saline Nasal Spray

 

 

Tips for Keeping New Year’s Resolutions

Many of us make a list of resolutions in the beginning of a new year, fresh starts, new beginnings and all, right? Often, keeping those resolutions or goals can be difficult, as we settle into our old habits and patterns. Here are a few ideas to help keep you motivated.

  1. Keep them realistic. If you make a goal to lose 50 pounds this year, you may be setting yourself up for failure. Start with a more attainable goal that you can achieve in a relatively short amount of time.
  2. Start with one goal, and write it down. Having a visible reminder can help you stick to it.
  3. Make new goals, don’t repeat the same one you failed at in the past. Change it up, change your approach and keep in mind that change is a process.
  4. Don’t wait until the end of the year, or the last minute. Plan a head and keep moving forward.
  5. Celebrate all small victories towards your goal. This will help keep you motivated and when results are achieved, no matter how small, you will feel like you are accomplishing something and you will eventually conquer it.

Lastly, don’t be hard on yourself or let setbacks get you down. Use your family and friends for support, try using those relapses as learning opportunities towards growth and ultimately, change.

Small Business Owners, Including Ark’s Rebecca Yates, attend Goldman Sachs Summit

‘More than 110 of Utah’s small business owners attended the Goldman Sachs 10,000 Small Business Summit in Washington DC.  As graduates of the small business-training program, run by Salt Lake Community College, business leaders heard from the ‘who’s who’ of entrepreneurism and government leadership such as Tyler Perry, Senator Marco Rubio and former New York City Mayor Michael Bloomberg.

The summit, titled The Big Power of Small Business, showcased speakers like Richard Branson of Virgin Group who said ‘in order to be a good leader, you have to be a good listener.’ Sara Blakely, Founder and CEO of Spanx, a billion dollar brand, told her story of starting her business with grit and determination. Warren Buffett received a standing ovation as he spoke about the remarkable things small business leaders do and how they impact the economy and lives in every community.’

PC: SLCC

Goldman Sachs 10KSB graduates and Utah Sen. Mike Lee (center) photo courtesy of SLCC

 

 

Read full article https://saltlakecommunitycollege.blogspot.com/2018/02/goldman-sachs-10k-small-business-alums.html

Open Enrollment Begins November 1–Five Factors to Consider.

Did you know there are five factors that can affect how much your health plan’s monthly premium under the health care law? However, individual states can limit how much these factors come into play.

These five factors are:

  • Age: Premiums can be up to 3 times higher for older people than for younger people.
  • Location: Where you live has a big effect on your premiums. Differences in competition, state and local rules, and cost of living are the reasons why.
  • Tobacco use: Insurers can charge tobacco users up to 50% more than those who don’t use tobacco.
  • Individual vs. family enrollment: Insurers can charge more for a plan that also covers a spouse and/or dependents.
  • Plan category: Bronze, Silver, Gold, Platinum, and Catastrophic. The categories are based on how you and the plan share costs. Bronze plans usually have lower monthly premiums and higher out-of-pocket costs when you get care. Platinum plans usually have the highest premiums and lowest out-of-pocket costs.

In addition, insurance companies may offer more benefits, which could also affect costs. Furthermore, insurance companies can not charge women and men different prices for the same plan, nor can they take your current medical history or health into account when, otherwise known as pre-existing conditions.