Understanding Prescription Drug Pricing Trends In 2019, the United States spent nearly $370 billion on prescription drugs, keeping trend with significant increases year over year. Although prescription drug spending has historically been a small proportion of national health care costs compared to hospital and physician services, it has grown rapidly in recent years—comprising about 10% […]
About Rebecca Yates
Rebecca Yates is a published author, licensed insurance broker, consultant and owner of Ark Insurance Solutions, LLC. She has been working in the health insurance industry since 2004. Before starting Ark in 2010, Rebecca worked for a diverse range of organizations including insurance brokerages, aerospace engineers, emergency medical suppliers, and technology consultants. She received a Bachelor of Arts degree from Westminster College and is currently serving on their Alumni Board, along with various committees at the college. She also serves on the board of Vest Pocket as Vice President and is a graduate of the Goldman Sachs 10,000 Small Businesses program and is serving as secretary on their alumni board. Her expertise in the field has set her up as a resource and reassurance to her clients, many of whom are small business owners themselves. She is passionate about providing the best appropriate coverage for her clients, both taking time to assess their individual needs and create unique plans that offer the best value.
Rebecca is the mother to two beautiful girls, loves to travel, garden, read and is a DIY enthusiast.
Entries by Rebecca Yates
Balancing Caregiving and Your Career The demands of caregiving and working a part-time or full-time job can leave you exhausted and stressed. When left untreated, chronic stress can develop into serious health problems, including depression, anxiety and cardiovascular disease. If you are struggling to balance your career with the demands of caregiving, consider the following […]
Although we are still in the midst of a global pandemic, and many are working from home or quarantines are keeping you away from the gym, there are several ways you can get that daily workout in for FREE. Working out is not only good for the body; it is excellent for the mind. We […]
Most major health systems around the country are part of a program through the Center for Medicare and Medicaid Services that provide payments for uninsured patients who have COVID-19. Medical bills are covered through the pandemic legislation relief, the CARES Act. Patients may not be informed of this upfront; ask the question if […]
If you missed the Open Enrollment period and have had a “life” event, read on. Did you know that certain life changes may qualify you to enroll in health insurance coverage outside of the standard enrollment period? Did you or anyone in your household lose qualifying health coverage in the last 60 days? If […]
Did you know there are five factors that can affect how much your health plan’s monthly premium is under the health care law? However, individual states can limit how much these factors come into play. These five factors are: Age: Premiums can be up to 3 times higher for older people than for younger people. […]
Millennials find themselves in the stage of life that may require them to purchase their own insurance. After having aged out of their parent’s insurance coverage and buying or renting a place to live, coverage needs may not be as black and white as one might think. Knowing these five tips will help […]
Beware anything that looks too good to be true! Yes, your parents were actually right on this one. Insurance is just math. If it’s cheaper, there is a reason. I have found that most of the time those reasons look like limits on care. For example, many “cheaper” policies limit cancer coverage to $500,000. […]
Know your max liability So many times, people get hung up on getting a lower deductible and having copays for something to be considered a “good” plan. However, most Americans miss the absolute most important thing in their health insurance documents: The Out-of-Pocket Maximum. This is the most you would pay in one calendar […]